5.9% APR on purchases through July 31, 2017

This summer, Emery Federal Credit Union Credit Card is featuring a low, seasonal APR of just 5.9%. With a rate like that, summer is the perfect time to stop waiting and do something new. When the promotional period ends, your APR will be 6.49%. This rate is based on Prime Rate as of 3/16/17 and will vary based on the market. Your qualifying purchases stay at the special APR through your February 2018 billing cycle.



Important information about this offer:
APR – Annual Percentage Rate.
Payments will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Qualifying purchases made from June 1 through July 31, 2017 shall accrue interest at the promotional APR of 5.9%. The purchases shall continue to accrue interest at the promotional APR through the February 2018 billing cycle, after which the APR on the remaining balance of the qualifying purchases made during the promotional period shall revert to 6.49% APR. Late payment may cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from the promotional offer.