Auto Loan Options
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Auto Rates
| Rate | APR as low as |
||
|---|---|---|---|
| New Cars, Trucks and Vans (2019 and Newer) | |||
| Up to 48 Months | as low as 5.49% | 6.73% |
|
| Up to 63 Months | as low as 5.99% | 6.96% |
|
| Up to 75 Months (loan minimum $15,000) | as low as 6.24% | 6.78% |
|
| Up to 84 Months (loan minimum $25,000) | as low as 6.99% | 7.28% |
|
| Used Cars, Trucks and Vans: | |||
| 2016-2018 - Up to 75 Months ($15,000 loan minimum for 61-75 mos.) | as low as 6.99% | 7.54% |
|
| 2016-2018 - Up to 84 Months (loan minimum is $25,000) | as low as 7.74% | 8.04% |
|
| 2012-2015 - Up to 75 Months ($15,000 loan minimum for 61-75 months) | as low as 7.24% | 7.79% |
|
| 2012-2015 - Up to 84 Months (loan minimum is $25,000) | as low as 7.99% | 8.29% |
|
| 2011 and older - Up to 63 Months | as low as 7.49% | 8.47% |
|
Check out our unbeatable auto rates!
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Resources to help you find your new ride.
Find a great car with AutoSMART
AutoSMART and Emery Federal Credit Union is your one-stop shop for purchasing your next vehicle! Our partnership provides an easy and affordable way to shop.
With AutoSMART, you can:
- Shop local dealership’s inventory: search vehicles by new or used, make, model, and vehicle type.
- Shop from home: shop and compare vehicles without the hassle of driving around to dealerships.
- Buy with confidence: with price comparison, know you are getting the best deal before going to the dealership.
Get pre-approved for your next auto loan and drive away with the perfect car for you and your family!
Start browsing now!
Shop on Carvana and get an exclusive $100 cash reward for credit union members!*
With Carvana, you can:
- Browse certified inventory: low mileage, no reported accidents, 150-point inspection.
- Shop from home: buy online with delivery or pickup available as soon as the next day.
- Buy with confidence: 7-day money back guarantee, 100-day warranty.
Get pre-approved for your auto loan today and start shopping over 20,000 vehicles with Carvana, all from the comfort of home!
Click here to start browsing!
* Valid only for Carvana purchases through LoveMyCreditUnion.org. See Terms and Conditions.
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