Auto Loan Options

Auto Loans

We have loan options for your new or used auto. Need to refinance your current auto loan? We have you covered there too.

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Calculator

Find what monthly payment and loan term you want by using our interactive calculator.

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Find a Car

Still looking for your car? Our partnerships can help you find the ride you need.

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Recreational Loans

If you’re looking for a boat, motorcycle or other recreational vehicle, we have loan options for you.

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monthly payment be?

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Auto Rates

 Rate APR
as low as
New Cars, Trucks and Vans (2021 and Newer)
Up to 48 Monthsas low as 6.49%
7.90%
Up to 63 Monthsas low as 6.99%
8.09%
Up to 75 Months (loan minimum $15,000)as low as 7.24%
7.86%
Up to 84 Months (loan minimum $25,000)as low as 7.99%
8.33%
Used Cars, Trucks and Vans:
2018-2020 - Up to 75 Months ($15,000 loan minimum for 61-75 mos.)
as low as 7.99%
8.62%
2018-2020 - Up to 84 Months (loan minimum is $25,000)
as low as 8.74%
9.08%
2014-2017 - Up to 75 Months ($15,000 loan minimum for 61-75 months)
as low as 8.24%8.87%
2014-2017 - Up to 84 Months (loan minimum is $25,000)
as low as 8.99%
9.33%
2013 and older - Up to 63 Months
as low as 8.49%
9.61%

Check out our unbeatable auto rates!

Have a question?

Ask here, and we'll get back to you!

Resources to help you find your new ride.

 

Find a great car with AutoSMART

AutoSMART and Emery Federal Credit Union is your one-stop shop for purchasing your next vehicle! Our partnership provides an easy and affordable way to shop.

With AutoSMART, you can:

  • Shop local dealership’s inventory: search vehicles by new or used, make, model, and vehicle type.
  • Shop from home: shop and compare vehicles without the hassle of driving around to dealerships.
  • Buy with confidence: with price comparison, know you are getting the best deal before going to the dealership.

Get pre-approved for your next auto loan and drive away with the perfect car for you and your family!
Start browsing now!

 

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