Checking account options

Student RewardsRewards SecureBasic2nd Chance
Earn Dividends$Green CheckmarkGreen Checkmark
ID Theft Protection & Recovery+Green CheckmarkGreen Checkmark
Cell Phone Protection#Green CheckmarkGreen Checkmark
Overdraft Protection*Green CheckmarkGreen CheckmarkGreen Checkmark
Mobile Check Deposit**Green CheckmarkGreen CheckmarkGreen Checkmark
Online + Mobile BankingGreen CheckmarkGreen CheckmarkGreen CheckmarkGreen Checkmark
Online Bill PayGreen CheckmarkGreen CheckmarkGreen CheckmarkGreen Checkmark
eStatementsGreen CheckmarkGreen CheckmarkGreen CheckmarkGreen Checkmark
Check WritingUnlimitedUnlimited10 Checks~No Checks
ATM Transactions6 Free6 Free6 Free6 Free
Monthly Fee$0.00$3.95^$0.00$5.00
Minimum Balance$0.00$0.00$0.00$100.00
Opening Deposit$10.00$10.00$10.00$100.00
Ages 14-25^^

Compare all checking account benefits below.

Click to view Table

Rest assured, your identity is secure.

With a student rewards or rewards secure checking account, you earn free identity theft protection for your entire household.

Register or Log Into IDProtect
How do I

earn money on my checking account?

In addition to all the features and benefits of our Student Rewards and Rewards Secure accounts, our Rewards checking accounts pay you back for just using your account.


Emery CardNav


Emery CardNav


Download from Google Play Download from Apple App Store

Get real-time access to your credit and debit cards with Emery CardNav.

Emery CardNav gives you the power to decide how and when your cards can be used, in addition to how and when to alert you.

You can:

  • Turn your card on or off when it’s lost or not in use
  • Enable your location to restrict transactions to certain areas
  • Create custom alerts or restrictions based on merchant type, transaction amount, etc.
  • Receive real-time alerts to stop unauthorized purchases before they’re complete
  • Make spending limits for yourself to help you with personal financial goals
I already have a

checking account and I'm looking to...


For You

Stay up to date on industry news, read helpful tips, and see what’s happening at Emery Federal Credit Union.

Show Me More

You are now leaving Emery Federal Credit Union

You are leaving Emery Federal Credit Union’s website to visit one of our partner’s websites. By clicking OK, a new window will open in your browser.

You will be redirected to

Click the link above to continue or CANCEL