You May Want to

Where should I keep my money?

As your spending may start to increase, you’ll likely want to open a checking account. This is especially important if you have a job because you’ll want to be able to access the money from your paycheck.

With a student checking account at Emery, you’ll be able to deposit checks with remote deposit, access your funds through your debit card and set up your paychecks for direct deposit. You’ll also get great perks just for having your account open! Click here to learn more.

With your account at Emery, you’ll also be able to access your account through our mobile app so you can have access to your money on the go!

How do I build my credit?

If you’re not sure what a credit score is or why it matters, it might be best to start here.

If you’re ready for some options, here’s how Emery can help.

Secured credit card

A secured credit card is a great option for someone who wants to learn how to handle a credit card limit. With this card, you won’t be able to go over your limit, so it’s extremely beneficial when beginning to build credit. Click here to learn more.

Credit builder loan

If you’re not sure about opening a credit card, or want multiple ways to build your credit, consider a credit builder loan. The affordable payments and short term allow you to build your credit quickly. Click here to apply for your loan.

I have my license!

And now I need a car.

Congratulations! If you already have some credit built, or someone willing to be a cosigner, you could consider an auto loan at Emery. Our partnerships with AutoSmart and Carvana allow you to get a great deal on a vehicle. We also offer loans in a variety of terms (or how long it will take you to pay it back) so you can find a car and monthly payment that works best for you.

About Auto Loans Car Buying Options

I feel like I don’t know anything.

We’ve all been there. It takes time and experience to learn what you need to know.

We created a selection of financial education we think would be most beneficial to you right now.


For You

Show Me More

You are now leaving Emery Federal Credit Union

You are leaving Emery Federal Credit Union’s website to visit one of our partner’s websites. By clicking OK, a new window will open in your browser.

You will be redirected to

Click the link above to continue or CANCEL