About Emery FCU

Emery Federal Credit Union is a full service financial cooperative, dedicated to serving our members.

We’re a fast growing, progressive credit union that offers members a full range of banking products and services, including deposit accounts, loan products/services and small business services.

Emery leads the way with HEART: Honor, Education, Attitude, Responsibility and Teamwork. We believe in forming relationships and providing guidance to our membership. A membership at Emery means exclusive discounts, great account/loan options, friendly, local staff and banking options to meet your needs.

We are invested in

our community

Emery donates time and money to local schools, nonprofits and events, in addition to hosting our own community events. Learn more about how Emery pays it forward.

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What makes a

credit union different?

The main difference between credit unions and banks is ownership. Banks are owned by shareholders. The shareholders elect a paid board of directors that works to maximize shareholder return. In contrast, a credit union is a not-for-profit financial cooperative owned by its members. A credit union’s board is made up of unpaid volunteers from the membership, elected by members.

This system ensures better savings for the membership than typically available at banks, since a bank’s main priority is to maximize profits delivered to shareholders. However, any profits received by the credit union flow back to the membership in the form of lower loan rates, higher savings rates, and enhanced member services. Because our priority is, and always will be, you.

Our Story

Emery Federal Credit Union was originally chartered in 1939 to serve the employees of Emery Industries. In June 2016, our membership structure changed to allow us to serve anyone who lives, works, worships or attends school in Hamilton, Butler or Warren counties in Ohio.

Information

for You

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