Our home equity loans have no prepayment penalties, no annual fees, and possibly tax-deductible interest (check with your tax adviser). Plus, closing costs are only $349!* So, what home equity loan solution works best for you?
Home Equity Line of Credit
A home equity line of credit works sort of like a credit card limit. You borrow only what you need, up to your preset limit, and pay principal and interest on what you borrow.
Benefits:
- Easy access to funds for large expenses now and in the future
- Low rates (as low as Prime -1%**)
- Make payments on only your outstanding balance
- Can borrow up to 90% of your home’s equity*
- No draw fees
- Loan terms up to 15 years with a 10-year draw period
- Payments recalculate monthly
Fixed Rate Home Equity Loan
A fixed rate home equity loan offers a single lump sum that can help you pay for a home improvement, pay tuition, make a large one-time purchase or consolidate high-interest debt.
Benefits:
- Borrow a specific amount with a fixed rate, term and monthly payment
- Loan terms up to 15 years
- Fixed payment
- No prepayment penalty
Disclosures & Information
*Subject to credit approval
**Floor annual percentage rate as low as 3.25%
What you should know about home equity lines of credit
HELOC Disclosure
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