Our home equity loans have no prepayment penalties, no annual fees, and possibly tax-deductible interest (check with your tax adviser). Plus, closing costs are only $349!* So, what home equity loan solution works best for you?

Home Equity Line of Credit

A home equity line of credit works sort of like a credit card limit. You borrow only what you need, up to your preset limit, and pay principal and interest on what you borrow.


  • Easy access to funds for large expenses now and in the future
  • Low rates (as low as Prime -1%**)
  • Make payments on only your outstanding balance
  • Can borrow up to 90% of your home’s equity*
  • No draw fees
  • Loan terms up to 15 years with a 10-year draw period
  • Payments recalculate monthly

Fixed Rate Home Equity Loan

A fixed rate home equity loan offers a single lump sum that can help you pay for a home improvement, pay tuition, make a large one-time purchase or consolidate high-interest debt.


  • Borrow a specific amount with a fixed rate, term and monthly payment
  • Loan terms up to 15 years
  • Fixed payment
  • No prepayment penalty
Disclosures & Information

*Subject to credit approval
**Floor annual percentage rate as low as 3.25%

What you should know about home equity lines of credit
HELOC Disclosure


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