Refer a Friend to Emery!
Earning $25 now and $25 later is easy as 1-2-3! For every friend, family member, or colleague you refer to … Read more
Student Checking Promotion
Students, start your financial freedom at Emery As you get your first job or journey off to college, your financial … Read more
Stock Market Basics
Investing remains one of the four cornerstones of a strong financial foundation. And, learning how to do it can be … Read more
How to Increase Your Gas Mileage
No amount of wishful thinking will lower prices at the pump. Instead, focus on efforts that will make a difference—follow … Read more
What is Net Worth?
A lot of people think that net worth is a fancy way of saying how much money someone has, but … Read more
Ransomware
Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or … Read more
2023 Emery Student Scholarship
Deadline extended for Emery’s student scholarship applications! If you’re looking for something to help you fund your education, apply for our … Read more
Up to 1% Off Your Auto Loan Rate!
Start planning your next big road trip with a new car! For a limited time, everyone can earn up to … Read more
Budgeting
A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget … Read more
How To Use Envelope Budgeting
While traditional envelope budgeting may feel a little extreme, there are plenty of ways to make the philosophy behind it … Read more
Debit Cards | Banking
Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between … Read more
50/30/20 Rule
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. … Read more
Savings Accounts
If you’re building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured … Read more
Income and Expenses
Making and spending money is a part of everyday financial life. Managing your money successfully relies on figuring out your … Read more
What is Financial Literacy?
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a … Read more
Opening Your First Account
Opening an account at a bank or credit union is the first step toward owning your personal finances. Best of … Read more
Renting Rulebook
If you’re looking to rent, there are many things to consider beyond what’s explicitly in the lease. What’s in a … Read more
The Rule of 72
Calculating compound interest is complicated. Luckily, there’s a simple shortcut that helps you estimate how a fixed interest rate will … Read more
Find a Place to Rent
For many, finding a place to rent in a tight rental market is daunting, but by preparing in advance, you’re … Read more
Mobile Banking
Mobile banking provides a convenient, safe way to access your funds when you’re unable to visit a branch. What is … Read more
Recognizing and Avoiding Scams
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect … Read more
Cybersecurity
While it’s likely that you access the internet nearly every single day, that doesn’t mean that you can let your … Read more
Certificate of Deposit
If you’re willing to wait, a CD can be a great way to earn a high interest rate on the … Read more
What is Inflation?
Inflation measures how much prices rise over time. When prices rise, the value of a dollar falls and your purchasing … Read more
The Upside of Frugality
Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or … Read more
College Budget Breakdown
Most people ask, “How much does college cost?”—that’s the first mistake. It’s not to say this question isn’t answerable, but … Read more
Best Practices for Using a Credit Card
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular … Read more
Credit Scores
A credit score is a number that potential lenders will use to determine whether they should lend you money, how … Read more
Interest
Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money … Read more
Check It Out
Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your … Read more
When You Can’t Afford Your Minimum Payments
It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to … Read more
Getting a Car
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros … Read more
How to Manage Your Debt: Strategies & Tools
Even if you’re financially responsible, life’s unpredictable nature can sometimes catch you off guard, at times making it dangerously easy … Read more
What a Car Loan Costs
When shopping for a car, it’s usually best to start by shopping for a car loan. When you’re shopping for … Read more
Using Credit
It’s important to be aware of everything you’re agreeing to when using credit but, with careful planning, it can be … Read more
What is a Recession?
In the most broad terms, a recession is a period of multiple months where the economy declines. That means that … Read more
Job Benefits
There’s more to compensation than just getting paid. Chances are your salary will be your biggest concern when choosing a … Read more
Filling Out the FAFSA
The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants … Read more
Identity Theft
The best way to prevent identity theft is to stay informed, aware, and on top of your finances. By taking … Read more
Auto Insurance
Auto insurance is not only often a legal requirement, it’s also absolutely vital to your financial health. The truth is … Read more
Renter’s Insurance
A renter’s insurance policy can help protect your personal property and yourself from liability for accidents that happen in your … Read more
To Buy or Not To Buy?
There are some compelling reasons to buy real estate, but it’s not a clear-cut situation for everyone. Investing is like … Read more
The Cost of College Life
One of the many mysteries of college, especially freshman year, is what being there is actually going to cost. Sure, … Read more
Emergency Fund: Why You Need One
An emergency fund is a financial safety net that everybody should have for life’s unforeseen challenges. One of the most … Read more