Budgeting

A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget […]

Envelope Budgeting

While traditional envelope budgeting may feel a little extreme, there are plenty of ways to make the philosophy behind it […]

Debit Cards

Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between […]

50/30/20 Rule

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. […]

Savings Accounts

If you’re building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured […]

Income and Expenses

Making and spending money is a part of everyday financial life. Managing your money successfully relies on figuring out your […]

What is Financial Literacy?

Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a […]

Opening Your First Account

Opening an account at a bank or credit union is the first step toward owning your personal finances. Best of […]

Renting Rulebook

If you’re looking to rent, there are many things to consider beyond what’s explicitly in the lease. What’s in a […]

The Rule of 72

Calculating compound interest is complicated. Luckily, there’s a simple shortcut that helps you estimate how a fixed interest rate will […]

Find a Place to Rent

For many, finding a place to rent in a tight rental market is daunting, but by preparing in advance, you’re […]

Mobile Banking

Mobile banking provides a convenient, safe way to access your funds when you’re unable to visit a branch. What is […]

Recognizing and Avoiding Scams

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect […]

Cybersecurity

While it’s likely that you access the internet nearly every single day, that doesn’t mean that you can let your […]

Certificate of Deposit

If you’re willing to wait, a CD can be a great way to earn a high interest rate on the […]

What is Inflation?

Inflation measures how much prices rise over time. When prices rise, the value of a dollar falls and your purchasing […]

The Upside of Frugality

Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or […]

College Budget Breakdown

Most people ask, “How much does college cost?”—that’s the first mistake. It’s not to say this question isn’t answerable, but […]

Best Practices for Using a Credit Card

By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular […]

Credit Scores

A credit score is a number that potential lenders will use to determine whether they should lend you money, how […]

Interest

Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money […]

Check It Out

Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your […]

When You Can’t Afford Your Minimum Payments

It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to […]

Getting a Car

When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros […]

How to Manage Your Debt: Strategies & Tools

Even if you’re financially responsible, life’s unpredictable nature can sometimes catch you off guard, at times making it dangerously easy […]

What a Car Loan Costs

When shopping for a car, it’s usually best to start by shopping for a car loan. When you’re shopping for […]

Using Credit

It’s important to be aware of everything you’re agreeing to when using credit but, with careful planning, it can be […]

What is a Recession?

In the most broad terms, a recession is a period of multiple months where the economy declines. That means that […]

Job Benefits

There’s more to compensation than just getting paid. Chances are your salary will be your biggest concern when choosing a […]

Filling Out the FAFSA

The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants […]

Identity Theft

The best way to prevent identity theft is to stay informed, aware, and on top of your finances. By taking […]

Auto Insurance

Auto insurance is not only often a legal requirement, it’s also absolutely vital to your financial health. The truth is […]

Renter’s Insurance

A renter’s insurance policy can help protect your personal property and yourself from liability for accidents that happen in your […]

To Buy or Not To Buy?

There are some compelling reasons to buy real estate, but it’s not a clear-cut situation for everyone. Investing is like […]

The Cost of College Life

One of the many mysteries of college, especially freshman year, is what being there is actually going to cost. Sure, […]

Emergency Funds

An emergency fund is a financial safety net that everybody should have for life’s unforeseen challenges. One of the most […]

Credit Cards

Credit cards are useful tools but have their trade-offs. Learn more about how to handle them cautiously. Using a credit […]

Buying A Home

Start by defining your goals. Consider where you want to live, the features you’re looking for, what you can afford, […]

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