Preparing Your Teen for a Credit Card

Updated: Sept. 7 2023   One thing we could all do with is a little more knowledge about credit and […]

How to Lower Electric Bill & Gas Bill?

A higher than expected natural gas bill is not the kind of surprise you enjoy getting in the mail. It’s […]

Refer a Friend to Emery!

Earning $25 now and $25 later is easy as 1-2-3! For every friend, family member, or colleague you refer to […]

Should I Get Preapproved before House Hunting?

Have you thought about buying a home soon? Get preapproved first before you start looking! What does preapproval mean? It […]

$500 off Mortgage Closing Cost Special!

There’s never been a better time to buy your dream home! Let Emery help you buy or refinance your dream […]

The Cost of a Mortgage

A mortgage is likely going to be one of the largest loans you’ll take out in your life. It’s essential […]

Mortgage Application

One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that […]

Credit & FICO Scores: How to Get Good Credit

A credit score is a number that potential lenders will use to determine whether they should lend you money, how […]

Defining Interest: Types of Interest & How To Calculate

Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money […]

Reasons to Refinance Your Mortgage

Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list […]

What is a HELOC & How To Qualify

A HELOC is a line of credit that allows you to borrow against the equity in your home. How it […]

Selling Your Home

Whether you need some more space, are ready to downsize into something a bit more manageable, or are relocating to […]

Making a Down Payment

A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a […]

Insuring Your Home

Home Insurance is absolutely essential to protect what is likely your largest investment: your home. Buying a home is never […]

Working With A Mortgage Lender

Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement. […]

To Buy or Not To Buy?

There are some compelling reasons to buy real estate, but it’s not a clear-cut situation for everyone. Investing is like […]

Buying A Home

Start by defining your goals. Consider where you want to live, the features you’re looking for, what you can afford, […]

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