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One thing we could all do with is a little more knowledge about credit and credit cards. Every year, college […]
A higher than expected natural gas bill is not the kind of surprise you enjoy getting in the mail. It’s […]
Federal Income Taxes are a percentage of an individual’s or business’s income paid to the government and used to fund […]
Investing remains one of the four cornerstones of a strong financial foundation. And, learning how to do it can be […]
Have you thought about buying a home soon? Get preapproved first before you start looking! What does preapproval mean? It […]
No amount of wishful thinking will lower prices at the pump. Instead, focus on efforts that will make a difference—follow […]
A lot of people think that net worth is a fancy way of saying how much money someone has, but […]
Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or […]
There’s nothing quite like airing out your home from a long winter, scrubbing it down to a sparkly shine, and […]
How to Save Money Wedding Planning in 2022 If you are planning a wedding this year, it could be challenging. […]
Start planning your next big road trip with a new car! For a limited time, everyone can earn up to […]
A mortgage is likely going to be one of the largest loans you’ll take out in your life. It’s essential […]
A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget […]
While traditional envelope budgeting may feel a little extreme, there are plenty of ways to make the philosophy behind it […]
Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between […]
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. […]
When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but […]
It’s hard enough keeping track of your own expenses. So you shouldn’t be surprised that managing money as a team […]
If you’re building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured […]
Making and spending money is a part of everyday financial life. Managing your money successfully relies on figuring out your […]
If you’re looking to rent, there are many things to consider beyond what’s explicitly in the lease. What’s in a […]
You’ve got rights as a renter. Of course, your landlord has rights too. If all goes well during your tenancy, […]
Calculating compound interest is complicated. Luckily, there’s a simple shortcut that helps you estimate how a fixed interest rate will […]
If a deal seems too good to be true, it probably is. You’ll need to keep your eyes open and […]
For many, finding a place to rent in a tight rental market is daunting, but by preparing in advance, you’re […]
Mobile banking provides a convenient, safe way to access your funds when you’re unable to visit a branch. What is […]
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect […]
Whether you find yourself laid off from work, facing a medical emergency, or confronted with a situation that you’re financially […]
While it’s likely that you access the internet nearly every single day, that doesn’t mean that you can let your […]
Buying food is essential, but if you’re not careful, it can also eat into your budget. We’ve all given into […]
If you’re willing to wait, a CD can be a great way to earn a high interest rate on the […]
If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may […]
One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that […]
Most people ask, “How much does college cost?”—that’s the first mistake. It’s not to say this question isn’t answerable, but […]
A credit score is a number that potential lenders will use to determine whether they should lend you money, how […]
Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money […]
It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to […]
Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list […]
A HELOC is a line of credit that allows you to borrow against the equity in your home. How it […]
When shopping for a car, it’s usually best to start by shopping for a car loan. When you’re shopping for […]
When you leave a job with a 401(k), you’ll generally have four options for what to do with the money. […]
Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible. To start […]
Before the big day, sit down with your partner and talk finances. Some of these to-dos have a time limit—sometimes […]
There’s more to compensation than just getting paid. Chances are your salary will be your biggest concern when choosing a […]
When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions. While tough times can vary, […]
Keep your fingers on the pulse of your financial health. Serious sickness can strike both suddenly and unexpectedly. And its […]
Whatever your reasons for leaving a job, there are things you need to consider as you transition out of your […]
Losing a job unexpectedly can leave you feeling unsure of what to do next. There are a few important steps […]
The best way to prevent identity theft is to stay informed, aware, and on top of your finances. By taking […]
How much you owe in federal income taxes is determined by many factors, but your tax bracket and status will […]
Many major life changes, such as buying a new home, changing jobs, getting promoted, started a business, having a child, […]
Many people associate giving with charity, and donating money to help those who are in need. You can also make […]
You can legitimately reduce the tax you owe by planning ahead. Retirement Account Contributions By keeping an eye on the […]
Filing a tax return is a matter of following the line-by-line instructions that come with your tax form. Each form […]
Whether you need some more space, are ready to downsize into something a bit more manageable, or are relocating to […]
A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a […]
Even if you’re just starting your first real job—actually, especially if you’re just starting your first real job—it’s time to […]
The idea of retiring isn’t new. People who grew too old or too ill stopped working and stayed home long […]
As logical as it might seem to look for the perfect stock, bond, or mutual fund and make it your […]
Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational […]
According to the Social Security Administration, there’s a 30% chance of a 20-year-old worker becoming disabled before he or she […]
Auto insurance is not only often a legal requirement, it’s also absolutely vital to your financial health. The truth is […]
Home Insurance is absolutely essential to protect what is likely your largest investment: your home. Buying a home is never […]
A renter’s insurance policy can help protect your personal property and yourself from liability for accidents that happen in your […]
With a health savings account (HSA), you can set aside pretax income to pay for current or future health care, […]
One of your biggest financial risks is confronting unexpected expenses that you can’t afford, no matter how careful you are […]
Life insurance isn’t something people like to talk about. After all, planning the financial impact of your death isn’t an […]
Health insurance can help you pay for the medical expenses you and your family might encounter. In general, most health […]
Having a will to allocate your estate after you die is essential, so make sure it’s done formally and legally. […]
Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement. […]
Setting up a trust is a way to ensure that your assets are handled the way you want them to […]
There are some compelling reasons to buy real estate, but it’s not a clear-cut situation for everyone. Investing is like […]
An emergency fund is a financial safety net that everybody should have for life’s unforeseen challenges. One of the most […]
Credit cards are useful tools but have their trade-offs. Learn more about how to handle them cautiously. Using a credit […]
Start by defining your goals. Consider where you want to live, the features you’re looking for, what you can afford, […]
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