Refer a Friend to Emery!
Earning $25 now and $25 later is easy as 1-2-3! For every friend, family member, or colleague you refer to … Read more
Information About Federal Taxes
Federal Income Taxes are a percentage of an individual’s or business’s income paid to the government and used to fund … Read more
Stock Market Basics
Investing remains one of the four cornerstones of a strong financial foundation. And, learning how to do it can be … Read more
Ransomware
Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or … Read more
Budgeting
A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget … Read more
How To Use Envelope Budgeting
While traditional envelope budgeting may feel a little extreme, there are plenty of ways to make the philosophy behind it … Read more
Debit Cards | Banking
Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between … Read more
50/30/20 Rule
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. … Read more
3 Jar Allowance for Kids
The sooner you teach your children the basics about budgeting, the better, and the 3 jar money system is a … Read more
Savings Accounts
If you’re building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured … Read more
What is Financial Literacy?
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a … Read more
Opening Your First Account
Opening an account at a bank or credit union is the first step toward owning your personal finances. Best of … Read more
Recognizing and Avoiding Scams
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect … Read more
Cybersecurity
While it’s likely that you access the internet nearly every single day, that doesn’t mean that you can let your … Read more
Certificate of Deposit
If you’re willing to wait, a CD can be a great way to earn a high interest rate on the … Read more
The Upside of Frugality
Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or … Read more
Best Practices for Using a Credit Card
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular … Read more
Credit Scores
A credit score is a number that potential lenders will use to determine whether they should lend you money, how … Read more
Check It Out
Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your … Read more
Using Credit
It’s important to be aware of everything you’re agreeing to when using credit but, with careful planning, it can be … Read more
Teaching Children About Money
Whether to your own children, grandchildren, and nieces and nephews or the child of a close friend, one of the … Read more
To Buy or Not To Buy?
There are some compelling reasons to buy real estate, but it’s not a clear-cut situation for everyone. Investing is like … Read more
The Cost of College Life
One of the many mysteries of college, especially freshman year, is what being there is actually going to cost. Sure, … Read more
Teach Financial Literacy At Home
Teaching your family to be financially literate is as simple as involving them in everyday financial decisions. It’s crucial for … Read more
Repaying Student Loans
Student loans account for a lot of personal debt and often seem too daunting to handle. Learn how to start … Read more
Emergency Fund: Why You Need One
An emergency fund is a financial safety net that everybody should have for life’s unforeseen challenges. One of the most … Read more