Refer a Friend to Emery!

Earning $25 now and $25 later is easy as 1-2-3! For every friend, family member, or colleague you refer to […]

Information About Federal Taxes

Federal Income Taxes are a percentage of an individual’s or business’s income paid to the government and used to fund […]

Stock Market Basics

Investing remains one of the four cornerstones of a strong financial foundation. And, learning how to do it can be […]

Ransomware

Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or […]

Creating a Household Budget

A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget […]

How To Use Envelope Budgeting

While traditional envelope budgeting may feel a little extreme, there are plenty of ways to make the philosophy behind it […]

Debit Cards | Banking

Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between […]

50/30/20 Rule

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. […]

3 Jar Allowance for Kids

The sooner you teach your children the basics about budgeting, the better, and the 3 jar money system is a […]

Savings Accounts

If you’re building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured […]

What is Financial Literacy?

Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a […]

Opening Your First Account

Opening an account at a bank or credit union is the first step toward owning your personal finances. Best of […]

Bank Scamming Methods & How to Avoid Them

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect […]

Online Safety Tips for Protecting Financial Information

While it’s likely that you access the internet nearly every single day, that doesn’t mean that you can let your […]

Certificate of Deposit

If you’re willing to wait, a CD can be a great way to earn a high interest rate on the […]

The Upside of Frugality

Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or […]

Best Practices for Using a Credit Card

5 Best Practices When Using a Credit Card By properly managing a credit card, you can earn rewards and build […]

Credit & FICO Scores: How to Get Good Credit

A credit score is a number that potential lenders will use to determine whether they should lend you money, how […]

Check It Out

Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your […]

Using Credit

It’s important to be aware of everything you’re agreeing to when using credit but, with careful planning, it can be […]

Teaching Children About Money

Whether to your own children, grandchildren, and nieces and nephews or the child of a close friend, one of the […]

To Buy or Not To Buy?

There are some compelling reasons to buy real estate, but it’s not a clear-cut situation for everyone. Investing is like […]

Estimating College Expenses & How to Budget

One of the many mysteries of college, especially freshman year, is what being there is actually going to cost. Sure, […]

Teaching Financial Literacy to Your Kids

Teaching your family to be financially literate is as simple as involving them in everyday financial decisions. It’s crucial for […]

How to Repay Student Loans

Student loans account for a lot of personal debt and often seem too daunting to handle. Learn how to start […]

Emergency Fund: Why You Need One

An emergency fund is a financial safety net that everybody should have for life’s unforeseen challenges. One of the most […]

How to Choose the Best Credit Card for You

Credit cards are useful tools but have their trade-offs. Learn more about how to handle them cautiously. Using a credit […]

Buying A Home

Start by defining your goals. Consider where you want to live, the features you’re looking for, what you can afford, […]

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