Preparing Your Teen for a Credit Card
Updated: Sept. 7 2023 One thing we could all do with is a little more knowledge about credit and … Read more
How to Lower Electric Bill & Gas Bill?
A higher than expected natural gas bill is not the kind of surprise you enjoy getting in the mail. It’s … Read more
Refer a Friend to Emery!
Earning $25 now and $25 later is easy as 1-2-3! For every friend, family member, or colleague you refer to … Read more
How to Increase Your Gas Mileage
No amount of wishful thinking will lower prices at the pump. Instead, focus on efforts that will make a difference—follow … Read more
What is Net Worth?
A lot of people think that net worth is a fancy way of saying how much money someone has, but … Read more
Ransomware
Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or … Read more
Spring Cleaning is for Finances, Too
There’s nothing quite like airing out your home from a long winter, scrubbing it down to a sparkly shine, and … Read more
Up to 1% off your auto loan rate
Enjoy fall activities like never before with a new ride! For a limited time, everyone can earn up to 1% … Read more
Up to 1% Off Your Auto Loan Rate!
Start planning your next big road trip with a new car! For a limited time, everyone can earn up to … Read more
Rebuild Program
If you’ve had credit missteps in the past, we want to help. We’ve seen it before. You make a mistake … Read more
Budgeting
A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget … Read more
Envelope Budgeting
While traditional envelope budgeting may feel a little extreme, there are plenty of ways to make the philosophy behind it … Read more
Debit Cards | Banking
Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between … Read more
50/30/20 Rule
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. … Read more
Savings Accounts
If you’re building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured … Read more
Income and Expenses
Making and spending money is a part of everyday financial life. Managing your money successfully relies on figuring out your … Read more
What is Financial Literacy?
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a … Read more
Renting Rulebook
If you’re looking to rent, there are many things to consider beyond what’s explicitly in the lease. What’s in a … Read more
Working with a Landlord
You’ve got rights as a renter. Of course, your landlord has rights too. If all goes well during your tenancy, … Read more
The Rule of 72
Calculating compound interest is complicated. Luckily, there’s a simple shortcut that helps you estimate how a fixed interest rate will … Read more
Find a Place to Rent
For many, finding a place to rent in a tight rental market is daunting, but by preparing in advance, you’re … Read more
Mobile Banking
Mobile banking provides a convenient, safe way to access your funds when you’re unable to visit a branch. What is … Read more
Recognizing and Avoiding Scams
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect … Read more
Early Withdrawals from Retirement
Whether you find yourself laid off from work, facing a medical emergency, or confronted with a situation that you’re financially … Read more
Cybersecurity
While it’s likely that you access the internet nearly every single day, that doesn’t mean that you can let your … Read more
8 Tips to Reduce Your Food Bill
Buying food is essential, but if you’re not careful, it can also eat into your budget. We’ve all given into … Read more
Certificate of Deposit
If you’re willing to wait, a CD can be a great way to earn a high interest rate on the … Read more
Finding Funds in an Emergency
If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may … Read more
The Upside of Frugality
Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or … Read more
Personal Bankruptcy
Bankruptcy is a tool that can help you find financial stability—but only as a last resort. Understanding Bankruptcy Congress created … Read more
Best Practices for Using a Credit Card
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular … Read more
Credit Scores
A credit score is a number that potential lenders will use to determine whether they should lend you money, how … Read more
Interest
Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money … Read more
When You Can’t Afford Your Minimum Payments
It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to … Read more
Getting a Car
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros … Read more
Reasons to Refinance Your Mortgage
Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list … Read more
How to Manage Your Debt: Strategies & Tools
Even if you’re financially responsible, life’s unpredictable nature can sometimes catch you off guard, at times making it dangerously easy … Read more
What a Car Loan Costs
When shopping for a car, it’s usually best to start by shopping for a car loan. When you’re shopping for … Read more
Using Credit
It’s important to be aware of everything you’re agreeing to when using credit but, with careful planning, it can be … Read more
Leaving a Job with a 401k
When you leave a job with a 401(k), you’ll generally have four options for what to do with the money. … Read more
Government Assistance
If you don’t make enough money to cover your basic expenses, there are safeguards in place to help you make … Read more
When Times Get Tough
When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions. While tough times can vary, … Read more
To-Dos for Leaving a Job
Whatever your reasons for leaving a job, there are things you need to consider as you transition out of your … Read more
Out of Work?
Losing a job unexpectedly can leave you feeling unsure of what to do next. There are a few important steps … Read more
Identity Theft
The best way to prevent identity theft is to stay informed, aware, and on top of your finances. By taking … Read more
Auto Insurance
Auto insurance is not only often a legal requirement, it’s also absolutely vital to your financial health. The truth is … Read more
Renter’s Insurance
A renter’s insurance policy can help protect your personal property and yourself from liability for accidents that happen in your … Read more