HOME MORTGAGES

Right now, we’re offering a 15-year fixed rate mortgage for 2.45% (2.623% APR) with $600 off closing costs!*

We offer any loan option to fit your needs, and now is the perfect time to buy or refinance your home! Apply Online or contact the nearest Emery Federal Credit Union branch to learn more.

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.

A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.​

At Emery, we’re excited and honored to help you start this new chapter in your life.

*APR based on a $200,000 loan at 15 years with a monthly payment of $1,328.88. Lender will reduce closing costs by $600. Offer subject to first mortgage lien, based on credit worthiness. Owner occupancy required. No cash value. Offer void if transaction is rescinded. Portfolio loans only. Limited time offer.