Advance Child Tax Credit Payments

Emery is posting Advance Child Tax Credit Payments as soon as the funds are received. For more information, visit the IRS website by clicking here.


Home Equity Line of Credit

Closing Costs only $349*

Emery  HELOC_2019A home equity line of credit works sort of like a credit card limit. You borrow only what you need, up to your preset limit, and pay interest only on what you borrow. And, with closing costs of only $349 with no annual fee, it’s never been a better time to take advantage of all the things a Home Equity Line of Credit can do for you.

Why a Home Equity Line of Credit?

  • Access funds for large expenses, now and in the future
  • Low Rates
  • Make payments on only your outstanding balance
  • Interest may be tax deductible (check with your tax adviser)

Variable Rate Home Equity Loan

  • Line of Credit
  • No annual fees/draw fees
  • Rates as low as Prime -1%**
  • No Prepayment Penalty
  • Loan terms up to 15 years

*Subject to credit approval.
**Floor annual percentage rate as low as 3.25

Closed-End Home Equity Loan

A closed-end equity loan offers a single lump sum that can help you consolidate high-interest debt, pay for a home improvement or much more.


  • Borrow a specific amount, with a fixed rate, term and monthly payment
  • Great for debt consolidation, major home renovations, or large one-time purchases
  • Flexible repayment terms available
  • Loan terms up to 15 years
  • Minimal Closing Costs
  • Interest may be deductible (check with your tax adviser)

Fixed Rate Home Equity Loan

  • Installment Loan
  • No Annual Fees
  • No Prepayment Penalty

Contact us today to start your application.

Disclosures and Information

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