1% down payment

Don’t let saving for a down payment derail your homeownership dreams!

What if you could enjoy the benefits of a 3% down payment, but only pay 1% up front?

With the One+ program. you can put 1%* down and our partner lender will cover the other 2%. You get all the benefits of 3% down payment!

Plus, we will even pay $500 in closing costs**.  Call today to get preapproved before you shop!
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Ready to buy a home?

Get preapproved to take advantage of this great offer!

In a competitive market, every minute counts. When you’re preapproved, you can send in your offer whenever you find the home you love. No waiting for your application to go through!

Emery offers mortgage options for everyone, whether you’re buying your first home or last home. With the savings you can earn from our mortgage closing cost offer, it’s a no brainer!

What can I afford to buy?

If you have a monthly payment in mind, the calculator below can help determine how much you can offer for a house.

Ready to save?

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*Client will be required to pay a 1% down payment, with the ability to pay a maximum of 3% and rocket mortgage will cover an additional 2% of the client’s purchase price as a down payment. Maximum grant amount is $7,000. Offer valid on primary residence, conventional loan products only. Maximum loan amount of $350,000. Costs of mortgage insurance premium passed through to client effective January 2, 2024. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located. Not available with any other discounts or promotions and cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend. Rocket mortgage reserves the right to cancel/modify this offer at anytime. Additional restrictions/conditions may apply. Rocket mortgage NMLS #3030

**Offer subject to a first mortgage lien. Owner-occupancy required. $500 will be applied to closing disclosure as a lender’s credit.  No cash value. Offer void if transaction is rescinded. Payment does not include taxes and insurance, actual payment will be higher. Limited time offer.