David D.

July 9, 2021

I wanted to take a moment to say “Thank You” for considering our business loan application last year and giving me the ability to launch!

I was able to close out all of the financial information from 2016 and reconcile our February month-end in the last few days. My business plan called for us to operate in the “red” from August 2016-EOM March 2017 before emerging from profitability and was hoping to begin “paying myself” by the 2nd quarter.

We operated in the red in August, September, and October.

To somewhat of a surprise we profited more than spent in November then did it again in December. We enjoyed that so much that we did it again in January (I also started paying myself in January). The in February, I loaded a fair amount of known expenses into our books to pay… and still eeked out a profit. February was our best month- so March should be profitable too!

Counting me we are a staff of 5, including one with over 25 years experience in the industry. We are also looking to hire 2 Miami University interns for the summer.

Not without our challenges, our books are strong and we are growing.

Thank you. This would not have been possible without your vote of confidence and the Credit Union believing in us!

Thank you!

You are now leaving Emery Federal Credit Union

You are leaving Emery Federal Credit Union’s website to visit one of our partner’s websites. By clicking OK, a new window will open in your browser.

You will be redirected to

Click the link above to continue or CANCEL